KAYA · Personal Finance by ARCVERSE Technologies
YOUR MONEY.
UNDER CONTROL.
Every receipt. Every bill. One clear picture.
KAYA helps you organise household income, bills, receipts, bank statements and spending without living in spreadsheets or trying to remember where the money went.
SEE KAYA IN ACTION · GUIDED VIDEO
See your household finances come together.
Watch the narrated KAYA walkthrough: set up your household, record money coming in and going out, manage bills and accounts, check a bank statement and export your monthly picture.
Simple input
Photograph it. Upload it. Understand it.
Take a picture of a receipt, upload an invoice or bill, or load a bank statement. ARCVERSE reads the information, organises it and helps cross-check what is accounted for and what still needs attention.
Household control view
One place for the month.
Personal finance features
Less paperwork. More financial clarity.
The system is designed to make household administration easier to keep up with — not to create another job for you.
Receipts, invoices & bills
Photograph or upload documents and let ARCVERSE capture the important details, including supplier, date, amount and category.
Bank statement cross-checking
Upload your bank statement and compare transactions against your receipts and recorded spending so missing or unmatched items stand out.
Income & expenditure
Track money coming in and going out across the household, with a clearer monthly view of where it is being spent.
Monthly bills
Keep recurring costs such as rent or bond, car payments, insurance, medical aid, subscriptions and utilities in one place.
Budget & savings
Build a realistic budget from actual spending, compare the plan with reality and track savings goals over time.
Family receipt submissions
Add family members with restricted permissions so they can submit their own receipts without automatically seeing the household’s wider bills or private financial information.
Unaccounted transactions
When the bank statement shows spending that has no matching record, ARCVERSE can call it out so you can categorise or explain it.
Search & records
Keep receipts and supporting documents organised by date and category instead of searching through messages, drawers or folders.
Export your figures
Export income and expenditure data to Excel when you want a spreadsheet, a report or a clean record outside the app.
Your finances should tell you a story you can understand — not leave you guessing at the end of the month.
Personal Finance
Put the household admin in one intelligent place.
Upload what you already have, keep the records together, and build a clearer picture of the month as you go.