KAYA · Personal Finance by ARCVERSE TECHNOLOGIES
HOUSEHOLD BILLS.
LESS CONFUSION.
Your money. Your household. A clearer monthly picture.
Are receipts disappearing, bills catching you off guard or expenses difficult to track? KAYA offers a workspace to organise household spending, income and documents. Explore the walkthrough and confirm available features before subscribing.
SEE KAYA IN ACTION · GUIDED VIDEO
See your household finances come together.
Watch the narrated KAYA walkthrough: set up your household, record money coming in and going out, manage bills and accounts, check a bank statement and export your monthly picture. The walkthrough uses illustrative information; exact feature availability is confirmed in the app.
READY TO USE KAYA?
Open your household finance app.
Learn about KAYA on this page, explore the walkthrough and compare the plans below. When you're ready, open the existing KAYA app on your phone or computer. Enter your own email address and use the secure sign-in link sent to your inbox. You don't need a ChatGPT account or a separate download.
Package information is shown below. Online subscription payments and automatic free-trial activation are not yet available.
Simple input
Photograph it. Upload it. Understand it.
The KAYA personal finance workflow is designed to keep a receipt photo, invoice or household bill alongside spending records, and to help you review bank statements for items needing attention. Confirm which document-reading features are available before relying on automation.
Household control view
One place for the month.
Personal finance features
Less paperwork. More financial clarity.
Explore the household record-keeping features and planned workflows below. The walkthrough is illustrative; confirm availability of document scanning, matching and exports in the existing app before relying on them.
Receipts, invoices & bills
Photograph or upload household documents and organise important details such as supplier, date, amount and spending category. Automated detail extraction is subject to feature availability.
Bank statement cross-checking
The statement-matching workflow is intended to compare transactions against receipts and recorded spending, highlighting items that may need review. Check whether this workflow is enabled for your account.
Income & expenditure
Keep records of money coming in and going out across the household for a clearer monthly view of spending.
Monthly bills
Organise recurring costs such as rent or bond, car payments, insurance, medical aid, subscriptions and utilities in one place.
Budget & savings
Compare planned spending with your records and explore ways to track household savings goals over time.
Family receipt submissions
Household members can be assigned different roles in the intended family workflow. Confirm current access permissions in the app before sharing sensitive household records.
Unaccounted transactions
The planned reconciliation view highlights bank transactions without matching records so they can be explained or categorised.
Search & records
Keep household finance documents organised instead of looking through messages, drawers and folders.
Export your figures
Excel export is part of the product workflow for taking income and expenditure data into a separate report or spreadsheet; check its availability in your app version.
Household money management · South Africa
Looking for a budgeting or expense tracking app?
Whether you call it a family budget planner, personal finance app, household expense tracker or digital receipt organiser, the goal is the same: understand your household income, bills and spending without losing the supporting paperwork.
How can I track household expenses?
Start with your income and recurring bills, then record day-to-day spending and keep receipts where possible. A monthly expense tracker helps you review groceries, transport, school costs, subscriptions and other spending categories together.
How do I make a family budget?
List household income, fixed expenses and variable spending. Compare your planned amounts with actual records during the month, then adjust the next month's budget. KAYA is designed around this household budgeting process.
Can I keep receipts and bills in one place?
The KAYA workflow brings documents and expenditure records together. Explore receipt uploads, household bills and document organisation in the app; automated receipt reading may depend on the version and enabled features.
Can it check my bank statement?
Bank-statement import and transaction cross-checking are shown as an intended workflow. Check the current app version and supported statement formats before depending on automatic reconciliation.
Is it suitable for a shared household?
KAYA is designed around separate household accounts and family access. Confirm current permissions before inviting someone to view or submit financial information. It is a record-keeping tool, not a bank account.
Does the free trial or payment start now?
No. The website describes proposed Personal and Family plans, but online subscription payments, automatic trial activation and access restrictions are not currently active. Read the pricing information →
Explore household budgeting before you subscribe.
KAYA focuses on household money records, not investment advice, lending or moving your funds. Watch the narrated demonstration, compare the described packages and ask ARCVERSE which features are available in the current app.
Your finances should tell you a story you can understand — not leave you guessing at the end of the month.
Personal Finance
Put the household admin in one intelligent place.
Explore the available tools for keeping your income, expenses and records together, and build a clearer picture of the month as you go.